Find plain-language meanings for insurance terms, coverage options and policy features. Choose a letter or a term to explore its definition.
A
- Abandonment
- Absolute assignment
- ACA-compliant health plan
- Accelerated death benefit
- Accelerated underwriting
- Accident
- Accident forgiveness
- Accident insurance
- Accident medical insurance
- Accidental death and dismemberment insurance (AD&D)
- Accidental death rider
- Accountants professional liability
- Accounts receivable insurance
- Accumulation phase
- Activities of daily living (ADLs)
- Actual cash value
- Actuarial reserve
- Actuarial value
- Actuary
- Additional insured
- Additional insured completed operations
- Additional interest
- Additional living expense
- Administrative services only (ASO)
- Admitted insurer
- Adult day care benefit
- Advance premium tax credit (APTC)
- Adventure sports coverage
- Adverse selection
- Advertising injury
- Affordable Care Act (ACA)
- Aftermarket parts
- Age-last-birthday rating
- Agent of record
- Aggregate deductible
- Aggregate excess reinsurance
- Aggregate family deductible
- Aggregate limit
- Aggregate stop-loss
- Agreed value
- Agricultural equipment coverage
- Air ambulance
- Aircraft insurance
- Alien insurer
- All-in condominium coverage
- All-risk coverage
- Allowed amount
- Alternate employer endorsement
- Ambulance benefit
- Ambulatory surgery
- Animal collision
- Annual pet benefit limit
- Annual physical
- Annual point-to-point crediting
- Annual renewable term
- Annual travel policy
- Annuitant
- Annuitization
- Annuity
- Annuity best-interest standard
- Annuity buffer
- Annuity cap rate
- Annuity floor
- Annuity participation rate
- Annuity replacement
- Annuity rider
- Annuity spread
- Annuity subaccount
- Annuity suitability
- Annuity surrender value
- Annuity vesting schedule
- Antique auto insurance
- Any-occupation disability
- Application
- Appraisal clause
- Arbitration
- Architects and engineers liability
- Assigned risk auto plan
- Assignment of life insurance
- Assisted living benefit
- Association health plan
- Assumed reinsurance
- Attained age
- ATV insurance
- Audit premium
- Auto coverage rejection form
- Auto fleet insurance
- Auto insurance
- Auto insurance ID card
- Automatic premium loan
- Average weekly wage
- Aviation liability
B
- Backdating life insurance
- Baggage delay coverage
- Baggage loss coverage
- Bailee coverage
- Balance billing
- Bare walls coverage
- Base flood elevation
- Basis risk
- Bathing assistance
- Bed reservation benefit
- Beneficiary designation
- Benefit
- Benefit base step-up
- Benefit offset
- Benefit trigger
- Better car replacement
- Betterment
- Bid bond
- Billed charge
- Binder
- Biosimilar
- Birthday rule
- Blanket additional insured endorsement
- Bobtail insurance
- Bodily injury liability
- Boiler and machinery insurance
- Book of business
- Borrowed vehicle
- Brand-name drug
- Broker of record letter
- Bronze health plan
- Builders risk insurance
- Burglary coverage
- Burial insurance
- Business income insurance
- Business income waiting period
- Business interruption
- Business overhead expense insurance
- Business owners policy (BOP)
- Business personal property
- Business risk exclusion
- Business travel accident insurance
- Business umbrella insurance
- Business use of a personal vehicle
- Buy-sell life insurance
C
- Calendar-year deductible
- Cancel for any reason coverage
- Cancellation
- Cancer insurance
- Captive agent
- Captive insurer
- Care coordination
- Care coordination benefit
- Care, custody or control exclusion
- Caregiver training
- Case management
- Cash benefit long-term care policy
- Cash refund annuity
- Cash surrender value
- Cash value
- Casualty insurance
- Casualty line of authority
- Catastrophe
- Catastrophe bond
- Catastrophe modeling
- Catastrophe reinsurance
- Catastrophic ground cover collapse
- Catastrophic health plan
- Ceded premium
- Ceding insurer
- Certificate holder
- Certificate of insurance
- Chargeable accident
- Child term rider
- Children's Health Insurance Program (CHIP)
- Chronic condition special needs plan (C-SNP)
- Chronic illness rider
- Churning
- Civil authority coverage
- Claim
- Claim adjudication
- Claim denial
- Claim reserve
- Claims adjuster
- Claims history
- Claims-made and reported coverage
- Claims-made coverage
- Classic car insurance
- COBRA continuation coverage
- COBRA qualifying event
- Cognitive impairment
- Coinsurance
- Collapse coverage
- Collateral assignment
- Collectibles insurance
- Collision coverage
- Combined ratio
- Combined single limit
- Commercial auto insurance
- Commercial crime policy
- Commercial excess liability
- Commercial general liability (CGL)
- Commercial insurance
- Commercial package policy
- Commercial property insurance
- Commercial truck insurance
- Common disaster clause
- Community rating
- Commutation
- Commuting use
- Compensable injury
- Completed operations liability
- Comprehensive auto coverage
- Comprehensive Loss Underwriting Exchange (CLUE)
- Computer fraud coverage
- Concealment
- Concurrent review
- Conditional receipt
- Condo insurance
- Condominium master policy
- Consent to settle clause
- Constructive total loss
- Contaminated products insurance
- Continence assistance
- Contingent beneficiary
- Contingent business interruption
- Contingent nonforfeiture
- Continuing education
- Continuity date
- Continuous coverage
- Contractors equipment insurance
- Contractors insurance
- Contractors pollution liability
- Contractual liability
- Contribution
- Convertible term insurance
- Coordination of benefits
- Copayment
- Cosmetic damage exclusion
- Cost of insurance
- Cost-of-living rider
- Cost-sharing reduction (CSR)
- Court bond
- Coverage
- Coverage effective date
- Coverage gap
- Coverage overlap
- Credibility
- Credit disability insurance
- Credit involuntary unemployment insurance
- Credit life insurance
- Credit-based insurance score
- Creditable prescription coverage
- Crime insurance
- Critical illness insurance
- Critical illness rider
- Crop hail insurance
- Crop insurance
- Crop revenue protection
- Cross-liability
- Cruise insurance
- Custodial care
- Custom equipment coverage
- Cyber business interruption
- Cyber extortion coverage
- Cyber insurance
- Cyber liability
D
- Daily care benefit
- Damage to impaired property
- Damage to premises rented to you
- Data breach response coverage
- Death benefit
- Debris removal
- Declarations page
- Decreasing term insurance
- Deductible
- Deductible carryover
- Defense outside limits
- Defense within limits
- Defensive driving discount
- Deferred annuity
- Deferred income annuity
- Delivery driver coverage
- Dental insurance
- Department of insurance
- Dependent care FSA
- Dependent coverage
- Dependent cyber business interruption
- Dependent life insurance
- Dependent property coverage
- Deposit premium
- Depreciation
- Diagnostic service
- Digital asset restoration
- Diligent search
- Diminished value
- Direct loss
- Directors and officers liability (D&O)
- Disability benefit period
- Disability buyout insurance
- Disability cost-of-living adjustment
- Disability insurance
- Disability recurrence provision
- Disappearing deductible
- Discount medical plan
- Disease management
- Disenrollment
- Distance to fire station
- Dividend option
- Domestic insurer
- DP-1 policy
- DP-2 policy
- DP-3 policy
- Dressing assistance
- Drive other car coverage
- Drone insurance
- Drug tier
- Dual eligible beneficiary
- Dual eligible special needs plan (D-SNP)
- Durable medical equipment (DME)
- Duty to defend
- Duty to reimburse
- Dwelling coverage
- Dwelling insurance
E
- Earned premium
- Earth movement exclusion
- Earthquake deductible
- Earthquake insurance
- Eating assistance
- Effective date
- Electronic data coverage
- Electronic equipment insurance
- Elevation certificate
- Elimination period
- Embedded deductible
- Emergency medical condition
- Emergency medical evacuation
- Emergency mitigation
- Emergency room copay
- Emergency services
- Employee assistance program (EAP)
- Employee benefits liability
- Employee leasing
- Employee theft coverage
- Employer-sponsored health insurance
- Employers liability bodily injury by accident limit
- Employers liability disease employee limit
- Employers liability disease policy limit
- Employers liability insurance
- Employment practices liability (EPLI)
- Endorsement
- Enrollment
- Environmental impairment liability
- Environmental liability insurance
- Equine insurance
- Equine major medical coverage
- Equine mortality coverage
- Equipment breakdown coverage
- ERISA fidelity bond
- Errors and omissions insurance
- Essential health benefits
- Event cancellation insurance
- Event insurance
- Evidence of insurance
- Excess and surplus lines
- Excess flood insurance
- Excess insurance
- Excluded driver
- Exclusion
- Exclusion ratio
- Exclusive provider organization (EPO)
- Exclusive remedy
- Exotic pet insurance
- Expected losses
- Expedited appeal
- Expense ratio
- Experience modification factor
- Experience rating
- Experience rating worksheet
- Expiration date
- Explanation of benefits (EOB)
- Explosion coverage
- Export credit insurance
- Exposure unit
- Extended business income
- Extended replacement cost
- Extended reporting period
- Extended term insurance
- External review
- Extra expense insurance
- Extra Help
F
- Face amount
- Facility fee
- Facultative reinsurance
- Fair rental value
- Family deductible
- Family health coverage
- Family income rider
- Farm insurance
- Farm liability coverage
- Farm personal property
- Federal poverty level (FPL)
- Fee-for-service health insurance
- Fidelity bond
- Fiduciary bond
- Fiduciary liability insurance
- Final expense insurance
- Financial responsibility law
- Fine arts insurance
- Fire insurance
- First named insured
- First report of injury
- First-to-die life insurance
- Fixed annuity
- Fixed indemnity health insurance
- Fixed indexed annuity
- Flat cancellation
- Flat extra premium
- Flexible premium
- Flexible spending account (FSA)
- Flexible-premium annuity
- Flood building coverage
- Flood contents coverage
- Flood insurance
- Flood waiting period
- Flood zone
- Follow-form excess
- Foreign insurer
- Forgery coverage
- Form filing
- Formulary
- Formulary exception
- FR-44
- Fraud
- Free withdrawal provision
- Free-look period
- Fronting arrangement
- Full coverage auto insurance
- Full-time RV coverage
- Fully insured health plan
- Fully underwritten life insurance
- Functional replacement cost
- Funds transfer fraud coverage
- Funeral insurance
- Future purchase option
G
- Gap insurance
- Garaging address
- General average
- Generic drug
- Glass coverage
- Glass insurance
- Gold health plan
- Golf cart insurance
- Good student discount
- Grace period
- Grievance
- Group disability insurance
- Group health insurance
- Group life insurance
- Guaranteed insurability rider
- Guaranteed issue health coverage
- Guaranteed issue life insurance
- Guaranteed lifetime withdrawal benefit
- Guaranteed minimum death benefit
- Guaranteed minimum income benefit
- Guaranteed minimum withdrawal benefit
- Guaranteed policy values
- Guaranteed renewable disability policy
- Guaranteed replacement cost
- Guaranteed universal life insurance
- Guaranteed-cost workers compensation
H
- Habilitation
- Hammer clause
- Hands-on assistance
- Hard insurance market
- Hazard
- Health care sharing ministry
- Health coinsurance
- Health insurance
- Health insurance marketplace
- Health line of authority
- Health maintenance organization (HMO)
- Health reimbursement arrangement (HRA)
- Health savings account (HSA)
- High-deductible health plan (HDHP)
- High-deductible Medigap
- Hired auto coverage
- Hired auto physical damage
- HO-1 policy
- HO-2 policy
- HO-3 policy
- HO-4 policy
- HO-5 policy
- HO-6 policy
- HO-7 policy
- HO-8 policy
- Hold harmless agreement
- Home business endorsement
- Home care benefit
- Home health care
- Home insurance
- Home reconstruction estimate
- Home sharing endorsement
- Homeowners insurance
- Hospice
- Hospital indemnity insurance
- Hospitalization
- Host liquor liability
- Household driver
- Household income
- Hull insurance
- Hurricane deductible
- Hybrid long-term care insurance
I
- Identity theft insurance
- Immediate annuity
- Impairment rating
- In-network provider
- Income benefit base
- Increased cost of compliance
- Increased cost of construction
- Increasing term insurance
- Incurred but not reported (IBNR)
- Incurred losses
- Indemnification agreement
- Indemnity
- Indemnity health plan
- Indemnity long-term care policy
- Independent adjuster
- Independent agent
- Independent contractor classification
- Independent medical examination
- Index crediting method
- Indexed universal life insurance
- Indirect loss
- Individual coverage HRA (ICHRA)
- Individual deductible
- Individual disability insurance
- Individual health insurance
- Infertility benefits
- Inflation guard
- Inflation protection for long-term care
- Inflation-adjusted annuity
- Informal caregiver benefit
- Ingress and egress coverage
- Inland marine insurance
- Inpatient care
- Installation floater
- Installment refund annuity
- Institutional special needs plan (I-SNP)
- Insurable interest
- Insurable interest in life insurance
- Insurance
- Insurance agent
- Insurance agents errors and omissions
- Insurance broker
- Insurance commissioner
- Insurance guaranty association
- Insurance inspection
- Insurance license renewal
- Insurance policy
- Insurance producer
- Insurance scoring
- Insurance-linked security
- Insurance-to-value
- Insured
- Insured contract
- Insured life
- Insurer
- Insuring agreement
- Intellectual property insurance
- Internal appeal
- International health insurance
- International long-term care benefit
- Interrelated wrongful acts
- Interrupt for any reason coverage
- Irrevocable beneficiary
- Issue age
J
- Jettison
- Jewelry insurance
- Joint life insurance
- Joint-and-survivor annuity
- Jones Act coverage
- Juvenile life insurance
K
Back to topL
- Landlord insurance
- Lapse
- Large-deductible workers compensation
- Large-group health insurance
- Law of large numbers
- Leasehold interest insurance
- Legal expense insurance
- Legal liability property coverage
- Legal malpractice insurance
- Lender's title insurance
- Level premium
- Level term insurance
- Level-funded health plan
- Liability-only auto insurance
- License and permit bond
- License reciprocity
- License revocation
- License suspension
- Life insurance
- Life insurance contestability period
- Life insurance illustration
- Life line of authority
- Life settlement
- Life with period certain
- Life-only annuity
- Lifetime reserve days
- Light duty
- Lightning coverage
- Limited-benefit plan
- Limited-pay life insurance
- Limited-purpose FSA
- Line of authority
- Linked-benefit policy
- Liquor liability insurance
- Livestock mortality insurance
- Livestock transit insurance
- Loan interest
- Loan or lease payoff coverage
- Long-term care benefit pool
- Long-term care insurance
- Long-term care premium waiver
- Long-term disability insurance
- Longevity annuity
- Longevity risk
- Longshore coverage
- Loss assessment coverage
- Loss control
- Loss cost
- Loss development
- Loss expense
- Loss frequency
- Loss of coverage
- Loss of use coverage
- Loss payee
- Loss prevention
- Loss ratio
- Loss reduction
- Loss run
- Loss severity
- Loss triangle
- Loss-sensitive plan
- Lump-sum benefit
M
- Mail-order pharmacy
- Maintenance bond
- Major medical insurance
- Manufactured home insurance
- Marina operators insurance
- Marine cargo insurance
- Marine salvage award
- Maritime employers liability
- Market conduct examination
- Market value
- Market value adjustment (MVA)
- Matching coverage
- Material misrepresentation
- Maternity benefits
- Maximum medical improvement
- Mechanical breakdown insurance
- Media liability insurance
- Mediation
- Medicaid
- Medicaid estate recovery
- Medicaid managed care
- Medicaid spend-down
- Medical gap insurance
- Medical malpractice insurance
- Medical necessity
- Medical payments auto coverage
- Medical payments to others
- Medical underwriting
- Medicare
- Medicare advance beneficiary notice
- Medicare Advantage
- Medicare Advantage open enrollment period
- Medicare annual enrollment period
- Medicare assignment
- Medicare beneficiary
- Medicare benefit period
- Medicare crossover claim
- Medicare excess charge
- Medicare general enrollment period
- Medicare initial enrollment period
- Medicare late enrollment penalty
- Medicare medical savings account plan
- Medicare Part A
- Medicare Part B
- Medicare Part C
- Medicare Part D
- Medicare Savings Program
- Medicare secondary payer
- Medicare special enrollment period
- Medicare special needs plan (SNP)
- Medicare Summary Notice
- Medicare Supplement insurance
- Medicare-approved amount
- Medigap
- Medigap guaranteed issue rights
- Medigap open enrollment period
- Medigap Plan A
- Medigap Plan B
- Medigap Plan C
- Medigap Plan D
- Medigap Plan F
- Medigap Plan G
- Medigap Plan K
- Medigap Plan L
- Medigap Plan M
- Medigap Plan N
- Member
- Mental health benefits
- Mental health parity
- Merit rating
- Minimum earned premium
- Minimum essential coverage
- Minimum premium
- Minimum value
- Missed connection coverage
- Mobile home insurance
- Modified adjusted gross income (MAGI)
- Modified duty
- Modified endowment contract (MEC)
- Modified own-occupation disability
- Mold coverage
- Money and securities coverage
- Monopolistic state fund
- Monthly averaging crediting
- Monthly care benefit
- Monthly disability benefit
- Moral hazard
- Morale hazard
- Mortality and expense charge
- Mortality charge
- Mortality table
- Mortgage insurance
- Mortgage protection life insurance
- Motor truck cargo insurance
- Motor vehicle report (MVR)
- Motorcycle insurance
- Moving violation
- Multi-car discount
- Multi-policy discount
- Multiple peril crop insurance
- Mysterious disappearance
N
- Named driver
- Named insured
- Named nonowner policy
- Named perils
- Named storm coverage
- Named storm deductible
- National Flood Insurance Program (NFIP)
- National Producer Number (NPN)
- Nearest-age rating
- Neglect exclusion
- Negotiated rate
- Network adequacy
- Network security liability
- New car replacement coverage
- Newborn enrollment
- Newly acquired vehicle
- No Surprises Act
- No-exam life insurance
- No-fault insurance
- Nonadmitted insurer
- Noncancelable disability policy
- Nonforfeiture benefit
- Nonforfeiture long-term care rider
- Nonguaranteed policy values
- Nonowned auto liability
- Nonowner auto insurance
- Nonparticipating life insurance
- Nonpreferred drug
- Nonqualified annuity
- Nonrecoverable depreciation
- Nonrenewal
- Nonresident insurance license
- Nonstacked uninsured motorist coverage
- Nonstandard auto insurance
- Nontrucking liability
- Nonwaiver agreement
- Notary bond
- Notice of loss
- Nursing home benefit
O
- Obligee
- Observation status
- Occasional driver
- Occupational disease
- Occupational injury
- Occupational therapy
- Occurrence
- Occurrence liability coverage
- Ocean marine insurance
- Off-exchange health plan
- Off-premises coverage
- On-exchange health plan
- Open cargo policy
- Open enrollment period
- Open perils
- Operations liability
- Ordinance or law coverage
- Ordinary payroll coverage
- Original equipment manufacturer parts
- Original Medicare
- Orthotic device
- Other insurance clause
- Other states insurance
- Other structures coverage
- Other-than-collision coverage
- Out-of-network provider
- Out-of-pocket maximum
- Outpatient care
- Own-occupation disability
- Owner's title insurance
P
- Paid losses
- Paid-up additions
- Paid-up life insurance
- Palliative care
- Parametric insurance
- Partial disability
- Partial loss
- Participating life insurance
- Particular average
- Partnership long-term care policy
- Patent infringement coverage
- Pay-per-mile insurance
- Payment bond
- Payout phase
- Payroll basis
- Payroll exclusion
- PCI assessment coverage
- Per capita designation
- Per stirpes designation
- Per-claim deductible
- Per-condition pet limit
- Per-occurrence limit
- Per-person limit
- Per-risk reinsurance
- Percentage deductible
- Performance bond
- Peril
- Period of restoration
- Period-certain annuity
- Permanent partial disability
- Permanent total disability
- Permissive use
- Personal and advertising injury
- Personal and commercial lines
- Personal articles floater
- Personal auto policy
- Personal injury liability
- Personal injury protection (PIP)
- Personal liability coverage
- Personal lines license
- Personal property coverage
- Personal property inventory
- Personal umbrella insurance
- Personal watercraft insurance
- Pet accident and illness insurance
- Pet accident-only insurance
- Pet bilateral condition
- Pet congenital condition coverage
- Pet hereditary condition coverage
- Pet insurance
- Pet reimbursement percentage
- Pet wellness plan
- Pharmacy benefit manager (PBM)
- Pharmacy network
- Physical hazard
- Physical therapy
- Plan-year deductible
- Platinum health plan
- Pleasure boat insurance
- Pleasure use
- Point-of-service plan (POS)
- Policy conditions
- Policy dividend
- Policy form
- Policy limit
- Policy loan
- Policy owner
- Policy period
- Policy schedule
- Policy surrender
- Policyholder
- Policyholder surplus
- Political risk insurance
- Pollution liability
- Precertification
- Preexisting condition
- Preferred drug
- Preferred provider organization (PPO)
- Preferred risk class
- Premises liability
- Premises pollution liability
- Premium
- Premium audit
- Premium bonus annuity
- Premium tax credit
- Preneed insurance
- Prescription drug coverage
- Presumptive disability
- Preventive care
- Primary and noncontributory endorsement
- Primary beneficiary
- Primary care physician (PCP)
- Primary insurance
- Primary payer
- Principal driver
- Principal on a surety bond
- Prior acts coverage
- Prior and pending litigation exclusion
- Prior authorization
- Prior insurance
- Privacy liability
- Private fee-for-service Medicare plan
- Private flood insurance
- Private mortgage insurance (PMI)
- Prize indemnity insurance
- Pro rata cancellation
- Probable maximum loss
- Producer appointment
- Producer commission
- Producer fee
- Product guarantee insurance
- Product recall insurance
- Products liability
- Products-completed operations aggregate
- Professional employer organization (PEO)
- Professional fee
- Professional liability insurance
- Professional liability retroactive date
- Proof of loss
- Proof of prior coverage
- Property damage liability
- Property insurance
- Property line of authority
- Proportional reinsurance
- Prosthetic device
- Protection and indemnity insurance
- Protection class
- Protective safeguards endorsement
- Provider directory
- Provider network
- Public adjuster
Q
- Qualified annuity
- Qualified health plan (QHP)
- Qualified longevity annuity contract (QLAC)
- Qualified small employer HRA (QSEHRA)
- Qualifying life event
- Quantity limit
- Quota share reinsurance
- Quote
R
- Ransomware
- Rate
- Rate filing
- Reasonable repairs
- Rebating
- Recoverable depreciation
- Recovery benefit
- Recreational vehicle insurance
- Recurrent disability
- Reduced paid-up insurance
- Reentry term insurance
- Referral
- Registered index-linked annuity
- Regular occupation
- Regulatory defense coverage
- Rehabilitation
- Reimbursement long-term care policy
- Reinstatement
- Reinsurance
- Reinsurance attachment point
- Reinsurance recoverable
- Reinsurance reinstatement
- Reinsurance retention
- Reinsurer
- Release
- Renewable term insurance
- Renewal
- Rental car travel coverage
- Rental reimbursement
- Renters insurance
- Repatriation benefit
- Repatriation of remains
- Replacement cost
- Replacement notice
- Representation
- Required minimum distribution (RMD)
- Reservation of rights
- Resident insurance license
- Residual disability benefit
- Respite care benefit
- Restoration of care benefits
- Retiree health insurance
- Retrocession
- Retrospective rating
- Retrospective review
- Return-of-premium life insurance
- Return-to-work program
- Revocable beneficiary
- Rider
- Rideshare endorsement
- Risk
- Risk pool
- Risk purchasing group
- Risk retention
- Risk retention group
- Risk transfer
- Risk-based capital
- Roadside assistance
- Robbery coverage
- Roll-up rate
- Roof actual cash value endorsement
- Roof payment schedule
S
- Salvage
- Salvage title
- Schedule rating
- Scheduled additional insured endorsement
- Scheduled injury benefit
- Scheduled personal property
- Scooter insurance
- Screening
- Seasonal home insurance
- Secondary payer
- Seepage exclusion
- Self-funded health plan
- Self-insurance
- Self-insured medical reimbursement plan
- Self-insured retention (SIR)
- Separation of insureds
- Sequence of returns risk
- Service line coverage
- Settlement
- Settlement option
- Seven-pay test
- Shared care rider
- Short-rate cancellation
- Short-term disability insurance
- Short-term medical insurance
- Short-term rental coverage
- Side A D&O coverage
- Side B D&O coverage
- Side C D&O coverage
- Signs coverage
- Silver health plan
- Simplified issue life insurance
- Single-premium annuity
- Single-premium life insurance
- Single-trip travel policy
- Sinkhole coverage
- Skilled nursing facility
- Small-group health insurance
- Smoke damage
- Snowmobile insurance
- Social engineering coverage
- Social insurance offset
- Social Security disability insurance (SSDI)
- Soft insurance market
- Solvency
- Special enrollment period (SEP)
- Special event liability
- Special flood hazard area
- Specialist
- Specialty drug
- Specific stop-loss
- Specified disease insurance
- Speech therapy
- Split limits
- Split-dollar life insurance
- Spoilage coverage
- Spouse rider
- SR-22
- Stacked uninsured motorist coverage
- Staff adjuster
- Standard risk class
- Standby assistance
- State continuation coverage
- Stated amount
- Step therapy
- Stock throughput insurance
- Stop-gap coverage
- Stop-loss insurance
- Storage unit insurance
- Student health insurance
- Student loan disability rider
- Sublimit
- Subrogation
- Subscriber
- Substance use disorder benefits
- Substandard risk class
- Sue and labor expense
- Suicide exclusion
- Sump overflow coverage
- Supplemental health insurance
- Supplemental life insurance
- Supplemental Security Income (SSI)
- Surety
- Surety bond
- Surplus lines insurance
- Surplus lines license
- Surplus share reinsurance
- Surprise medical bill
- Surrender charge
- Surrender period
- Survivor income benefit
- Survivorship life insurance
- Symbol 1 auto coverage
- Symbol 7 auto coverage
- System failure coverage
T
- Table rating
- Tail coverage
- Tax-deferred growth
- Technology errors and omissions
- Telehealth
- Telematics
- Telemedicine
- Temporary insurance agreement
- Temporary partial disability
- Temporary substitute vehicle
- Temporary total disability
- Tenant improvements and betterments
- Term life insurance
- Terminal illness rider
- Territorial rating
- Theft coverage
- Third-party administrator (TPA)
- Third-party employment practices coverage
- Time marine policy
- Title insurance
- Toileting assistance
- Tool insurance
- Tort threshold
- Total disability
- Total loss
- Total-loss valuation
- Towing and labor coverage
- Trade credit insurance
- Trailer interchange coverage
- Transferring assistance
- Transit insurance
- Transportation expense coverage
- Transportation network company coverage
- Travel assistance service
- Travel insurance
- Travel medical insurance
- Travel preexisting condition waiver
- Travel trailer insurance
- Treaty reinsurance
- Trip cancellation coverage
- Trip delay coverage
- Trip interruption coverage
- Twisting
U
- Umbrella insurance
- Underinsured motorist coverage
- Underwriting
- Underwriting inspection
- Unearned premium
- Unfair claims practice
- Unfair discrimination
- Uninsured motorist bodily injury
- Uninsured motorist coverage
- Uninsured motorist property damage
- Uninsured subcontractor exposure
- Unit improvements and betterments
- Universal life insurance
- Unoccupied home
- Unscheduled property
- Urgent care
- Usage-based insurance
- Usual, customary and reasonable charge (UCR)
- Utility service interruption
- Utilization management in workers compensation
- Utilization review
- Utmost good faith
V
- Vacancy clause
- Vacant home insurance
- Vacation home insurance
- Valuable articles insurance
- Valuable papers coverage
- Vandalism coverage
- Vanishing deductible
- Variable annuity
- Variable life insurance
- Variable products authority
- Variable universal life insurance
- Vehicle identification number (VIN)
- Vehicle service contract
- Viatical settlement
- Vision insurance
- Vocational rehabilitation
- Voluntary compensation endorsement
- Voluntary life insurance
- Voyage policy
W
- Wage replacement benefit
- Waiting period
- Waiver of premium rider
- Waiver of subrogation
- Waiver of workers compensation subrogation
- Warehouse legal liability
- Warranty
- Water backup coverage
- Water damage
- Wear and tear exclusion
- Wedding insurance
- Wellness benefit
- Whole life insurance
- Whole-farm revenue protection
- Wind and hail deductible
- Windstorm insurance
- Workers compensation class code
- Workers compensation death benefit
- Workers compensation deductible
- Workers compensation insurance
- Workers compensation loss run
- Workers compensation residual market
- Wrongful act