A homeowners policy can remain unchanged while local rebuilding costs, labor, and building requirements shift. That can leave a gap between a dwelling limit and
Cigna’s exit from the Affordable Care Act (ACA) individual and family marketplace affects about 369,000 members across 11 states. Coverage remains in effect through December
Independent insurance agents near you may offer options from multiple insurers, but each agent’s product access and state authority can differ. Compare the agent’s carrier
Medicare open enrollment for 2027 begins October 15, 2026. Some Medicare Advantage plans will not be offered next year, and some counties will have fewer
Medicare’s 2027 Annual Enrollment Period runs from October 15 through December 7, 2026. During this period, beneficiaries can review and change coverage for January 1,
A National Producer Number (NPN) is a nationwide identifier assigned to licensed insurance producers, including individuals and business entities. It is separate from a state-issued
The News: How an Online Search Can Lead to a Different Kind of Coverage A search for “health insurance quote” or “insurance agent near me”
For marketplace enrollees with variable income, the 2026 tax year introduces a change to how excess advance premium tax credits are repaid. The repayment cap
As of October 12, 2026, the steps for enrolling in ACA coverage through an Enhanced Direct Enrollment (EDE) agent or broker pathway have changed. The
2027 Medicare Star Ratings: The Available Snapshot CMS published the 2027 Medicare Advantage and Part D Star Ratings on October 8. The ratings are now
2027 ACA COST RECORD The 2027 Affordable Care Act Marketplace year introduces a higher federal maximum annual limitation on cost sharing. The limit is $12,000
How Do I Choose a Trusted Local Insurance Agent Using Agent Reviews? Use insurance agent reviews as a screening signal, not as proof of competence,