CARMEN J MORA's Insurance Agent Profile
Financial Strategist | Retirement & Legacy Planning Specialist | Licensed Insurance Professional
National Producer Number (NPN): 15880329
Carmen Mora, J.D., is a financial professional specializing in retirement income strategies, wealth protection, and legacy planning. With a background in law, business ownership, and financial services, Carmen brings a comprehensive perspective to helping individuals, families, and business owners make informed financial decisions and build greater confidence in their financial futures.
Her mission is simple: to help clients protect what they have worked hard to build, create sustainable retirement income, and leave a meaningful financial legacy for future generations.
Carmen specializes in Indexed Universal Life (IUL) insurance, Fixed Indexed Annuities (FIAs), life insurance protection, and tax-efficient retirement strategies. She works closely with pre-retirees, retirees, educators, professionals, and business owners seeking to reduce financial uncertainty, address retirement income risks, and explore strategies for long-term financial security.
Drawing upon her Juris Doctor (J.D.) education and entrepreneurial experience, Carmen takes a holistic approach to financial protection and retirement planning. She helps clients understand how retirement income, taxes, insurance protection, beneficiary designations, and estate planning considerations can work together to support their financial objectives.
Carmen is particularly passionate about empowering women to take control of their financial futures. She believes that financial independence begins with education, thoughtful planning, and the confidence to make decisions aligned with one's values and long-term goals.
Known for her educational, client-centered approach, Carmen simplifies complex financial concepts and provides personalized guidance designed around each client's unique circumstances, priorities, and stage of life.
As a licensed insurance professional with licenses in more than 30 states, Carmen serves clients in English and Spanish, making retirement and financial protection strategies more accessible to diverse communities.
Her guiding philosophy:
“Financial security is not simply about accumulating wealth. It is about protecting your income, preserving your independence, and creating a legacy that reflects what matters most to you.”
Legacy. Protection. Growth.
Carmen Mora, J.D.
Financial Strategist | Retirement & Legacy Planning Specialist
National Producer Number (NPN): 15880329
Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Florida, Georgia, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Minnesota, Mississippi, Missouri, Nevada, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas, Virginia, Washington
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Recorded licensing categories: Health, Life. Specific products have not been confirmed by the agent.
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License information reflects available source records. Current status may differ.
| State | License number | License type(s) |
|---|---|---|
| Alabama | 3004235508 | Not provided |
| Arizona | 15880329 | Not provided |
| Arkansas | 15880329 | Not provided |
| California | 4451302 | Not provided |
| Colorado | 948260 | Not provided |
| Connecticut | 15880329 | Not provided |
| Florida | W008594 | Health, Life |
| Georgia | 3056020 | Not provided |
| Idaho | 15880329 | Not provided |
| Illinois | 15880329 | Not provided |
| Indiana | 4037812 | Not provided |
| Iowa | 15880329 | Not provided |
| Kansas | 15880329 | Not provided |
| Kentucky | DOI-1357066 | Not provided |
| Louisiana | 1284713 | Not provided |
| Maryland | 3003491473 | Not provided |
| Michigan | 15880329 | Not provided |
| Minnesota | 40969366 | Not provided |
| Mississippi | 11111406 | Not provided |
| Missouri | 3003491555 | Not provided |
| Nevada | 4096535 | Life |
| New Jersey | 3003909848 | Not provided |
| New York | 1376630 | Not provided |
| North Carolina | 15880329 | Not provided |
| Ohio | 1602768 | Health, Life |
| Pennsylvania | 1204438 | Not provided |
| South Carolina | 15880329 | Not provided |
| Tennessee | 3003244697 | Not provided |
| Texas | 3499074, 3290283 | Health, Life |
| Virginia | 1575604 | Not provided |
| Washington | 1293905 | Not provided |
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VERIFIED REVIEW
The VerifiedAgent directory lists CARMEN J MORA in Longwood, Florida under National Producer Number (NPN) 15880329. Available profile records show 31 state or regional licenses, including Alabama, Arkansas, Arizona, California, and Colorado, plus 26 additional states or regions. Recorded insurance licensing categories include Health and Life. CARMEN J MORA lists insurance plans such as Medicare Supplements, Critical Illness, Medicare Advantage, Private Market Plans, Indexed Universal Life (IUL), and Mortgage Protection Life, plus 5 additional plans. Carrier appointment information on the profile includes Aetna, Allianz, American Equity Investment Life Insurance, American National, American-Amicable Life Insurance Company of Texas, and Ameritas, plus 21 additional carriers.
No verified consumer reviews have been published for CARMEN J MORA yet. License and appointment details reflect the records available to VerifiedAgent and should be independently confirmed before making an insurance decision. This is a claimed profile, so the agent can maintain its public details and respond to published reviews. Claim status identifies profile ownership; it does not independently verify current license status.
Directory record updated: . This is the directory update date, not a confirmation of license status.